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Rocky Point (Puerto Penasco): Business

Business in Rocky Point (Puerto Penasco) Mexico continues to grow at a steady pace

Puerto Peñasco is now in a tourist commercial development stage as tourist related services businesses – bars, resorts, restaurants, cafes, real estate offices, property rentals, sandwich shops, gift shops, golf courses and condo projects are in the forefront.

Most housing developments are located outside the city of Puerto Peñasco within the local government’s designated ‘Tourist Zones’.

Mexico’s currency is the Peso (‘Its value is closely pegged to the U.S. Dollar in a current trading range around 1 U.S. Dollar = 9.50 Mexican Peso’s.) The ‘Bolsa‘ – Mexico’s Stockmarket – has been and remains an arena of real wealth building for many foreigners and the countries wealthy class.

Mexican stocks can also be accessed through ADR’S (American Depository Receipts) traded on U.S. stock markets and Mutual Funds.

Investment opportunities (profits, risks & losses) in Mexico can vary widely based on the many numerous levels of an investors involvement and exposure.


Foreigners starting up and running service businesses quickly discover they need to pay yearly fees for immigration and business permits,a knowlegeable accountant to negotiate them through Mexico’s layers of monthly and yearly business tax system, and that many businesses may be seasonal relying almost exclusively on weekend tourist visitors that may visit only a few months out of the year.

Other foreigners starting up and operating manufacturing, processing or products concerns may or may not stay at full production capacity year round. Accounting practices differences may present problems, numerous business authorization permits may be required by authorities, and trade unions actually representing the Mexican Government or national political parties themselves may be effecting profitability.

However, the opportunities for profitable business are here, and like any investment the potential foreign investors should always do their homework prior to entering a new foreign market or venture.

Innovations in business approaches such as the La Ruta de Sonora Ecotourism Association – which encourages and facilitates ecotourism in the area – have integrated investment with the desert & ocean resources with interesting results.


Foreigners purchasing land-housing in beach resort areas like Puerto Peñasco may find the prices in ‘tourist zone’ developments between $125,000 to $1 Million dollars + (U.S.Funds)

Numerous real estate agents and other organizations exist to rent, buy and sell such property, as well as help guide potential investors through the process.

Title to all foreign owned property in Puerto Peñasco is held in trust by one of the 3 local national Mexican Banks offering the federal government mandated land trust services.

Trust set up fees may run between $2,000 to $10,000+ U.S. and may take up to a year or more to complete while the new owner normally has full use & occupancy from the start of the process.

Also added are ‘trust maintenance fees’ — often ranging from a few hundred to thousands of dollars U.S. a year — which are levied each year by the bank based on current inflation currency devaluation and value of the Mexican currency.

Homes within the actual city of Puerto Peñasco’s neighborhoods may range from $5,000 to $80,000 with many large family residences falling somewhere between the $20,000 to $40,000 dollars U.S. range.

Property taxes, utilities & services such as water, sewer, electric are substantially lower than in tourist development zone areas and not subject to the rationing or cut off of some utilites during peak usage times and tourist visitors holidays.


To own property, or perform even minor home maintenance/chores all foreigners are required to submit the currently required Mexican Immigration forms and pay the required fee’s to get a valid FM-3 Immigration permit. It must be renewed along with the required fees and paperwork each year for the first 5 years after which it becomes permanent. This document does not grant Mexican citizenship to the holder.


Investment in Mexican Stocks,ADR’s,mutual funds,bonds,financial instruments can be accomplished almost world wide and requires no permits,or even leaving your home. But, like any other investment do you homework before you invest!

See also:

    • Business Dealings Along the U.S.-Mexico Border from

      Although political storms rage on both sides of the U.S.-Mexico border, everyday business goes on and will continue, albeit at a slightly subdued pace, according to experts at the W. P. Carey School of Business. North of the border, much furor continues over the presence of an estimated 7.2 million Mexicans who are illegally in the U.S. workforce…